The 14-day rule explained

When does the 14-day period start and end?

It runs from the date of the event. The Guide to Social Security Law 3.10.4.10 says recipients generally have 14 days to notify a change in circumstances and, where the period ends on a weekend or a public holiday, it ends on the next working day. This checker counts from the trade date: a trade on 31 August is due by 14 September. Source: Guide to Social Security Law 3.10.4.10; Services Australia, change of circumstances, read 28 Sep 2026.

Is 14 days the only notification period?

No. The general period is 14 days and this checker counts 14. The Guide lists other periods for some recipients: 28 days for certain recipients living overseas and for bereavement events, 7 days after becoming aware of a compensation payment, and a recipient who leaves Australia permanently or for at least 12 months moves to 28 days. If one of these applies, confirm with Services Australia. Source: Guide to Social Security Law 3.10.4.10, read 28 Sep 2026.

Is it the trade date or the settlement date?

The checker counts from the trade date, the earlier date, and shows the settlement date beside it. If a record shows only the settlement date, it counts from that and says so; the trade may have happened a few days earlier, so confirm with Services Australia. Source: Guide to Social Security Law 3.10.4.10, read 28 Sep 2026.

Worked example

A buy is made on the last day of a month on Mon 31 Aug 2026. Day 14 is Mon 14 Sep 2026, a working day, so the report-by date is Mon 14 Sep 2026 (national holidays only; set your state and its public holidays move it too). A later month end works the same way; only weekends and public holidays move the date.

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